you need to use our short-term loan calculator to find down just how much yours will surely cost before you use.

You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a credit that is less-than-perfect will not immediately rule you down.

Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You are able to handle your loan on line through our customer that is handy portal.

You can easily visit our FAQs or contact our friendly group in the event that you have actually any longer concerns.

Is a short-term loan right in my situation?

Any choice you will be making along with your money should be the correct one for you personally. You can find occasions whenever a short-term loan may not be the option that is best.

Short-term loans normally have short term loans in Utah greater repayments than long-lasting loans while you’re repaying your debts faster. This will mean you are going to spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.

It is also perhaps not a smart idea to get a short-term loan to pay down another financial obligation. Accepting more debt will make your circumstances even worse. In the event that you feel as if you’re struggling you will get free advice from National Debtline, StepChange or The cash guidance Service.

Do we be eligible for a loan that is short-term?

You want to make quick and effortless loans available to as many folks as you are able to. You are able to submit an application for certainly one of our loans that are short-term:

• You are over 18 years
• Your home is in great britain and can provide address details
• You are presently working
• You have got a valid current email address and cell phone quantity
• It is possible to offer bank debit and account card details

Your odds of being qualified is determined by your position. We review every application independently to be sure we provide responsibly and provide you with that loan that really works for you personally.

Simply how much may I borrow?

You’ll submit an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to £4,000 if you need a higher amount – for significant home improvements or a wedding, for example.

Just how can short-term loan repayments work?

We provide payment durations of three, six and nine months on our short-term loans based on just how much you borrow.

We will gather repayments immediately on an agreed date. This is through Direct Debit and will save you the effort of recalling to create payments – or the stress of forgetting. It is possible to talk with us about organizing a payment that is different if you would choose.

We recognize that things change. You may never be charged charges for missed or payments that are late dropping behind could affect your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.

Our friendly group will talk you during your choices which help place a plan that is new.

Any kind of costs to be concerned about?

We do not charge any concealed or extra charges. Some loan that is short do, causing you to be with additional to cover back and less possibility of doing this. We keep things easy.

What exactly is the attention price on a Dot Dot short-term loan?

Our rate of interest is fixed upfront and differs depending on simply how much you borrow. You might see other short-term loan loan providers providing adjustable rates of interest, which means that they may be able fall and rise from every month. These can be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.

With this fixed interest, you will constantly understand precisely for which you stand and just how much to spending plan.

Make an application for a short-term loan with Dot Dot

Has a crisis left you in a spot that is tight? Are numerous expenses turning up at the same time? Whatever your circumstances, our fast and effortless loans could end up being the response.

Apply today utilizing our short-term loan calculator. Select simply how much you wish to borrow and exactly how very long you would like to repay it, then check out the loan works in your favor. If it will, choose apply now to carry on together with your application and fill in a couple of details that are personal.

We are going to return to you at the earliest opportunity, then go after that. Simple.