A Smart-E Loan offers no cash straight straight down, low-interest funding with versatile terms to help you upgrade your home’s power performance – and cut costs! Over 40 house improvement tasks that reduce energy usage and reduced household bill expenses may qualify. With prices as little as 4.49% applying through a neighborhood loan provider is as simple as child’s play!

CT Green Bank – in partnership with Energize CT and choose neighborhood lenders and contractors – offers long-term, low-interest funding to assist you upgrade your home’s energy performance without any money down.

It easy whether you are looking to improve the comfort of your home, lower your energy costs, or increase your home’s value, a Smart-E Loan makes!

APR=Annual Percentage Speed. Please be aware that the attention prices shown listed below are offered to borrowers with a satisfactory credit rating. Susceptible to other conditions and terms. Other limitations may use.

When you’re green, you conserve green. Over 40 house energy improvements is financed employing a Smart-E Loan, from insulation to windows, HVAC to solar PV. You’ll be able to burn up to 25% of the loan for non-energy relevant measures and healthier house improvements such as for instance new ENERGY CELEBRITY devices, asbestos or lead removal and roof repairs ahead of time of going solar.

Listed here are just a couple types of the numerous house energy upgrades permitted by Smart-E. Click the link for the list that is complete of improvements.

Eligible Upgrades

Residence Performance/ Effectiveness

Attic, wall surface, or flooring insulation

Cooling and heating

Air source / ground source temperature pump

Main air conditioning

Ductless mini split heat pump

Tall efficiency furnace / boiler

Propane gas conversion

Water Heating

Temperature pump hot water heater

Indirect water gas that is heater-natural

On-demand tankless hot water heater – normal gas/Propane

Renewables

Solar PV system

Solar title loans in Ohio water system that is hot

Electric vehicle recharging station

Gas car refueling station

Other (Cannot surpass 25% associated with the total loan quantity)

ENERGY STAR devices

Roof fix for solar

Tree reduction for solar

Look for a Contractor to talk about your time improvements. In case the specialist is certainly not from the authorized list, they need to contact [email protected] for Smart-E training.

Utilizing numerous contractors? Choose someone to work as your overall specialist. They shall help facilitate this technique for your needs.

Choose your property power update. Your specialist will utilize you to definitely make sure the improvements meet our eligibility needs. Go through the Smart-E Loan Eligibility Requirements tab below.

Get pre-approved by a participating lender. Apply straight along with your chosen lender before your specialist begins the task.

Close your loan with your loan provider. Your loan provider will touch base to schedule a loan closing when the project is authorized.

Home must certanly be positioned in Connecticut

Home must be owner-occupied

Property should be a 1 to 4 device building that is residential

Pick from these lenders that are local each of Connecticut. Click below to find out more about each institution’s solution area, prices and special deals. Apply today!

Navigate this website for more information on the transition from eloan to Popular Direct.

This change does not have any impact to your accounts if you are an existing Popular Direct customer.

Effective Monday might 15, 2017, your eloan that is current deposit will end up Popular Direct items. Popular Direct could be the direct online channel owned and operated by Popular Bank, the exact same banking organization that maintains your eloan account.

This modification doesn’t have any effect on your rates that are current FDIC protection.

We will offer help throughout this transition duration to assist you feel comfortable. When it comes to information that is latest in connection with conversion, return to these pages even as we will upgrade information occasionally.

Mark Your Calendar!

March 2017

April 2017

Might 2017

March 31, 2017

March 31, 2017 to might 12, 2017

10, 2017 to April 17, 2017 april

Might 12, 2017 at 7:00 a.m. ET

Might 15, 2017 at 8:00 a.m. ET

Essential Notices

Effective Monday might 15, 2017, your present eloan deposit services and products becomes Popular Direct items. Popular Direct could be the direct channel that is online and operated by Popular Bank, exactly the same banking organization that maintains your eloan account.

Things you must do:

Make certain you begin doing the action products in this change Checklistbefore May 12, 2017 to ensure a smooth and hassle-free change.

For those who have gotten a call or safe message from eloan with regards to your username, understand that your individual title must certanly be changed ahead of the systems conversion on Friday, might 12, 2017. For next actions, please contact the eloan Care Center at 1-866-576-7283 no later than May 11, 2017.

If you should be a client with reports at both eloan and Popular Direct, please contact the most popular Direct Care Center at 1-800-274-5696 on or after might 15, 2017 for next actions on combining your customer profiles.

Where you might get extra information

You need to have currently gotten by mail the Consumer Transition Guide which explains everything required to learn about this technique.

You may access this a number of faq’s or contact us at 1-800-274-569624 hours a 7 days a week day.

Exactly just just What this noticeable modification method for you:

Your overall rates of interest and FDIC protection shall stay the exact same.

Your bank account quantity will stay the exact same.

You should have use of extra solutions such as Cellphone Banking, Mobile Check Deposits 1 , an Automated phone System to obtain account balances and transfer funds, plus the around the clock, seven days per week Popular Direct customer service Center.

We shall offer help throughout this change duration to assist you feel relaxed. When it comes to latest information concerning the conversion, get back to this site even as we will upgrade information occasionally.

1 Mobile Check Deposits are at the mercy of eligibility demands. Build up are at the mercy of verification and might never be designed for instant withdrawal. Standard carries that are mobile use.

Change Checklist View As PDF

Before May 12, 2017 friday

Complete any pending account that is external no later on than Monday, might 8, 2017.

Make certain you have the essential updated contact number on record when you look at the eloan internet site.

You must complete the process before Friday, May 12, 2017 if you have been notified that your username must be changed.

In the event that you will perhaps not choose directly into electronic statements, you won’t gain access to the earlier 13 months of the statements so print or download your electronic statements through the eloan site .

On May 12, 2017 friday

On line Banking access for the deposit reports through would be available until 7:00 a.m. ET.

From May 12, 2017 to Sunday, May 14, 2017 friday

With this time, eloan on the web Banking and customer service access are suspended even though the systems transformation is finished.

Popular Direct Care Center Representatives will likely be available during transformation week-end to resolve concerns associated with the transformation activities by calling 1-800-274-5696, twenty-four hours a day, 1 week per week .